5 Star Auto Plaza

Buy Here Pay Here

What is Buy Here, Pay Here?

Experience hassle-free car buying with 5 Star Auto Plaza's Buy Here, Pay Here financing in St. Louis and St. Charles. We offer in-house financing for all credit situations, with quick approvals and flexible payment terms. Our goal is to get you into a reliable vehicle quickly while helping you rebuild your credit through timely payments.

What is Buy Here, Pay Here?

Buy Here, Pay Here is a financing solution that allows you to purchase a vehicle directly from our dealership, regardless of your credit history. Whether you're facing challenges due to bankruptcy, bad credit, or no credit, 5 Star Auto Plaza is here to help you drive away in a reliable pre-owned vehicle.

How It Works:

  • Choose Your Vehicle: Browse our selection of quality pre-owned cars, trucks, and SUVs.
  • Apply for Financing: Bring proof of address and steady income to get started.
  • Get Approved: Our team works with all credit histories to find a flexible solution.
  • Drive Away: Enjoy your new vehicle while rebuilding your credit with timely payments.

Why Choose Buy Here, Pay Here?

Traditional lenders often deny financing to those with poor credit. Our model eliminates the need for third-party lenders, providing you with direct financing through our dealership. This approach allows us to be more flexible and understanding of your unique financial situation.

Benefits of Choosing 5 Star Auto Plaza

  • Automotive Financing: We provide options traditional lenders may not offer.
  • Credit Rebuilding: Improve your credit score through our financing plans.
  • Flexible Solutions: Our team works with all credit situations.
  • Simplified Process: Experience a hassle-free car-buying journey.
  • Easy Trade-Ins: Use your current vehicle to help with the down payment.
  • Quality Vehicles: We focus on delivering reliable pre-owned cars to good people.

Start Your Journey Today

Stop worrying about your credit situation and start driving the vehicle you need. Visit 5 Star Auto Plaza in St. Louis and St. Charles today for your Buy Here, Pay Here vehicle shopping experience. Our friendly staff will guide you through defining your budget and exploring the best options for your needs.


Call us at 636-940-7600 to learn how we can help you secure reliable transportation and rebuild your credit simultaneously.

Get Started Today!